24-49. Participate Cheerfully


Good morning, good afternoon, and good evening, everyone! Welcome back to another edition of Sara’s View of Life right here on selfdiscoverywisdom.org. I’m your host, Sara Troy.

Today, I want to talk about community, friendship, and putting ourselves out there to meet new people. December is upon us, and for many, it can be a lonely time of year. As someone who’s relatively new to my neighborhood—just seven months in—I’ve been learning the importance of making an effort to build connections. Whether it’s joining groups, starting conversations, or stepping out of our comfort zones, forming relationships takes initiative.

When I first moved here, I was overwhelmed with setting up my house, working on my shows, and caring for my grandchildren. Add to that some health challenges, and I didn’t make time to engage with others. But now, I’ve started reaching out. I’ve connected with people in my retirement community and even made a wonderful friend named Lynn. In December, a group of us are planning a ladies’ night out—a little Christmas party to treat ourselves.

I also attended an Alignable event recently, which was an incredible opportunity to meet people locally. Alignable is a great platform for networking, and their local events are a fantastic way to connect with others. At this event, I met Sharon, a lovely woman whose focus on health and wellness I can’t wait to share with you in an upcoming interview.

It’s not just about business connections, though; it’s about creating moments of joy, building friendships, and expanding our circles. For many single women, especially as we get older, the opportunities to socialize can seem limited. But instead of waiting for invitations, we can create our own events. Gather some friends or acquaintances, dress up, and enjoy a festive dinner. Or, if that’s not an option, consider volunteering.

December is full of opportunities to give back. Volunteer at a food bank, a toy drive, or an animal shelter. Help out at a local church or retirement home. By stepping into these spaces, you not only make a difference but also open the door to meaningful connections. Even if it feels uncomfortable at first, it’s worth it for the sense of belonging and purpose it can bring.

If going out isn’t an option, consider hosting a virtual gathering. Use platforms like Zoom or Facebook Live to invite others for a casual chat. It doesn’t have to be fancy—just a time to connect. Pour a cup of coffee or a glass of wine and let the conversation flow. It’s amazing how these small steps can build a sense of community.

For those of you who know someone who may be feeling isolated this season, reach out. Knock on a neighbor’s door, offer to pick up groceries, or invite them for tea. If you can’t include them in your own holiday celebrations, drop off a little gift to let them know they’re seen and valued. Acts of kindness, no matter how small, can have a profound impact.

Loneliness can be especially hard during the holidays, and we must remember those around us who might be struggling. Seniors, single parents, or displaced families may need an extra bit of care and connection. Consider opening your home or table to someone in need—it could make all the difference in their holiday experience.

Let’s make this season about more than just celebrations. Let’s create moments of care and connection, ensuring that everyone feels included and valued. Together, we can make this time of year a little brighter for everyone.

That’s what Christmas is all about, isn’t it? It’s about embracing one another, setting the table, and being inclusive. Sure, it’s about family, but who says family always has to be blood? Family can be the people you choose to surround yourself with—those who uplift and support you.

I’d love to do more of that here. As someone still new to my community, I’m slowly building connections. But even now, I plan to involve the people I’ve met, especially those who may be spending the holidays alone. It’s important to bring others into the fold. While I do have my own family, and we’ll celebrate on Boxing Day with everyone gathered, I might invite a couple of friends over for a Christmas breakfast to ensure no one feels left out. It’s the small gestures that matter most.

If you’re wondering what you can do, start small. Get dressed up, head out, and treat yourself to lunch. I’ve spent many meals alone, enjoying my own company, people-watching, and soaking in the atmosphere. It’s a habit I developed out of necessity growing up shy, but it taught me the value of being comfortable in my own skin. Whether you go solo or invite a friend, taking that step to do something is what counts.

Budgets can be tight during the holidays, and I get that. My focus is usually on meaningful, fun, and simple gifts rather than expensive ones. It’s not about the price—it’s about the thought and the love behind it. Something handmade, a small token, or even a gesture like a babysitting voucher can mean so much. The greatest gift, however, is simply being present with one another.

I’m grateful to be forming new friendships in my community. Being able to say, “Let’s go for coffee or lunch,” and enjoy someone’s company is such a gift. We need to create our own tribes, wherever we are. Don’t isolate yourself, don’t switch yourself off, and don’t discount your worth. If you feel alone, participate in something. Join a group, go for walks, or simply greet a passerby with a smile and a hello.

We’ve forgotten how to connect, haven’t we? We’re so absorbed in our phones or preoccupied with our own lives that we forget the power of a simple interaction. Let’s lift our heads, share a smile, and engage with the world around us. There’s so much warmth and connection waiting for us if we only embrace it.

I’m excited for another upcoming meeting where I’ll get to meet even more people. It’s an evening event, which works better with my schedule, and it’s conveniently close by. It’s opportunities like this that remind me there’s always a door open somewhere. You just need to find the right group for you, whether it’s business-related, hobby-based, or simply a social gathering. It’s all about the camaraderie and building those connections that bring meaning to the season.

This message beautifully captures the essence of community, kindness, and mindfulness, especially during the often hectic holiday season. Sara emphasizes several key points that resonate deeply:

  • The Importance of Connection: Whether it’s through a business group focused on camaraderie rather than competition, or simply inviting friends over for a meal, connection is vital. Finding ways to engage with others and support one another, especially during challenging times, brings warmth and purpose to the season.
  • Mindful Holiday Shopping: Amidst the frenzy of holiday shopping, Sara reminds us to practice patience and kindness. Both shoppers and workers are stressed, and a simple smile or kind word can transform the experience for everyone involved.
  • Adaptability and Simplicity: Delays and shortages may arise due to postal strikes or other factors, but the emphasis should remain on the thoughtfulness of the gesture rather than the physical gift. Even a note or IOU can convey the spirit of giving without unnecessary stress.
  • Financial Mindfulness: Sara’s own approach—sticking to cash and avoiding credit card debt—is a valuable reminder to prioritize financial well-being over the pressure to overspend.
  • Extending Kindness to the Isolated: Including those who might otherwise spend the holidays alone is a beautiful way to embody the season’s true meaning. Whether it’s a neighbor, a friend, or a stranger, a small gesture can make a significant impact.
  • The Gift of Positivity: A smile, a cheerful demeanor, and spreading love are the simplest yet most profound gifts we can give. Sara’s closing wish for love, joy, and peace reminds us all of what truly matters during the holidays and beyond.

This heartfelt reminder to be kind, mindful, and inclusive is a perfect message for the season. ?



 ITunesSpotify Soundcloud
  AmazonYouTube Music   iHEART
Podvine Podcasher  Podcast Addict
Mixcloud  Radio Public.   FM Player
 Odysee Youtube  Opodium
DOENJOYTHE WISDOM



Sara has WRITTEN IN 4 BOOKS. BUY HERE

FIND MORE SHOWS OF ILLUMINATION HERE

Discover the sites we share on linktr.ee/saratroy

BE OUR GUEST AND SHARE THE WISDOM

All of our shows/interviews are done by donation, if you enjoyed this show please support us here with either a one-time donation or subscribe and support, thank you. and please support Our Forgotten Children’s anthology and help to bring this book in to awareness.


C24-49. CAROL L. REMZ, PhD, Best Sex Ever.


Choose Positive Living with Sara Troy and her guest CAROL L. REMZ, PhD, on air from November 26th

What would motivate an almost 80-year-old woman (hitting the milestone Christmas Eve 2024) to write a book about the CAROL L. REMZ, PhD, Best Sex Ever After Menopause

At a time in the Zeitgeist stressing, the urgency for women to stand up, unite and take their power back, Carol Remz isn’t pulling any punches – it’s because menopause hit her early (mid-40s), causing a loss of libido and vaginal dryness over the next ten years. And her being married to a seven years younger husband who wouldn’t accept her declaration that sex wasn’t supposed to matter after menopause.



 ITunesSpotify Soundcloud
  AmazonYouTube Music   iHEART
Podvine Podcasher  Podcast Addict
Mixcloud  Radio Public.   FM Player
 Odysee Youtube  Opodium
DOENJOYTHE WISDOM

When she had reclaimed her sexuality, her husband said, “Write a book. Tell your story about how you healed and changed.” Before she could raise any objections, he added, “Get help.” That came from medical and health writer and intimacy coach Molly Carter.

With the decision to write a book, Carol realized she was launching an “encore career.” Marc Freedman, author and social entrepreneur, popularized the concept. It means continuing to work in a new way in the second half of one’s life. Financial reasons can be an incentive. Carol chose applying her acquired skills and experience for positive social impact. What are they? Ten years as a teacher after receiving her BS in 1966 and MAT (Master of Arts in Teaching in 1967 from Cornell University. And for 35 years after receiving her PhD in Educational Technology from Catholic University, forming her own business that led her clients’ employees from Fortune 500 companies, federal and state agencies, private business, and non-profits to develop instructor-facilitated, video-based, and online training programs. From sales teams to health care providers, learning’s key goal was change for the better in what people do, achieve, and feel. It is the same goal for Best Sex Ever After MenopauseThrough Mindset and Healing and Aphrodisiac Plants.

Carol considers her book sex ed for seniors. She gives readers validated research and applicable knowledge and skills. They’re structured into three parts: the brain being our most important sex organ, its role in our sexuality and health, and mind over matter; remedies for vaginal dryness and arousal, both pharmaceutical and natural, and Molly’s expertise in body know-how and its application “in the flesh.”

Best Sex Ever After Menopause is about a whole new paradigm of senior sexual pleasure: like fine wine, definitely better with age!


https://drcarolremz.com

https://www.facebook.com/CarolRemzPhD

carolr@hush.com


FIND MORE SHOWS OF ILLUMINATION HERE

Discover the sites we share on linktr.ee/saratroy

BE OUR GUEST AND SHARE THE WISDOM

All of our shows/interviews are done by donation, if you enjoyed this show please support us here with either a one-time donation or subscribe and support, thank you. and please support Our Forgotten Children’s anthology and help to bring this book in to awareness.

 MH24-49.  MH24-49. Gwydhar Gebien, “Enfant Terrible”


Mental Health Awareness with Sara Troy with Gwydhar Gebien, on air from December 3rd

Gwydhar (Gwed-ruh) Gambien, author of the new energized, character-driven book series, Enfant Terrible,which has been compared to a cross between Shameless and Californication. Diagnosed with depression, ADHD, and ASD being on the ADHD,spectrum, Gwydhar can talk about how she transfers her energies and wandering mind into her art and writing.

Enfant Terrible, a work of rollercoaster literary fiction that took 15 years to complete, got its name after an expression that is normally used to describe a person known for shocking remarks or outrageous behavior, which is appropriate because the story’s main character, Damen Warner, is the front man for a metalcore band.

In this interview, Gwydhar talks about:
Writing about an anti-hero comes with unique challenges, especially when exploring themes like seeking career redemption, mending a broken family, struggling with belonging, and yearning for the unattainable. These narratives often resonate with the allure of rock stars—figures we admire for their brilliance yet see as deeply flawed. Through this lens, Gwydhar draws parallels to her own journey of understanding rejection, pursuing creative dreams, and navigating self-discovery. Diagnosed with depression, ADHD, and being on the ASD spectrum, she channels her energies and wandering mind into her art and writing, turning personal struggles into a source of inspiration.



 ITunesSpotify Soundcloud
  AmazonYouTube Music   iHEART
Podvine Podcasher  Podcast Addict
Mixcloud  Radio Public.   FM Player
 Odysee Youtube  Opodium
DOENJOYTHE WISDOM

Gwydhar may have a hard-to-pronounce name (Gwed-ruh, meaning girl with the red hair) and a book title equally as challenging to say (Ahn-fahnt-the-ree-bleh, which is French), but all of her books present a clear message with a witty voice, sharp observations, and more than a few human confessions. It is an intense, emotional journey, with elements of romance, subversive humor, and insightful commentary on the world of rock star train wrecks seeking redemption and renewal.

Gwydhar Gebien is a writer, artist, and award-winning filmmaker; originally from Chicago now transplanted in Los Angeles in pursuit of a career in film production. She is still *pretty sure* her subversive sense of humor would do well in a television writers’ room.

With a background in theatre from Illinois Wesleyan University (BFA in Fine Arts) and a Master’s Degree in film production from University of Southern California, she has worked for Paramount Animation as a production assistant and a production coordinator at Skydance Animation. She is putting her training to good use at Warner Brothers Animation on adult content that she is not currently at liberty to discuss.

Gwydhar began working at a commercial art studio as a sales representative. Still committed to pursuing filmmaking, she started a small production company called Blue Damen Pictures to make short films on nights and weekends. She has produced five short films, one mumblecore feature and won a Best Feature award for Dark Before Dawn and Best Experimental Short for Persephone.

An eldritch creature of introverted disposition, Gwydhar, lives a quiet life in a pink house with her husband, her cat and a minivan, but can occasionally be coaxed out into the open with music, snacks, or a single-malt whisky. She enjoys attending Renaissance Faires, as well as gardening and making miniatures. Diagnosed with depression, ADHD, and being on the ASD spectrum, Gwydhar transfers her energies and wandering mind into her art and writing.


SPELL BOUND

 www.gwydhar.com

https://www.facebook.com


FIND MORE SHOWS OF ILLUMINATION HERE

Discover the sites we share on linktr.ee/saratroy

BE OUR GUEST AND SHARE THE WISDOM

All of our shows/interviews are done by donation, if you enjoyed this show please support us here with either a one-time donation or subscribe and support, thank you. and please support Our Forgotten Children’s anthology and help to bring this book in to awareness.


MH24-49. Dave Tarnowski, Disappointing Affirmations


Mental Health Awareness with Sara Troy and her guest Dave Tarnawski, on air from December 3rd

 Dave Tarnowski, author of Disappointing Affirmations, which is based on his popular Instagram account? “It’s OK to not be OK” is the message of the Disappointing Affirmations book, based on Dave Tarnowski’s wildly popular Instagram (@disappointingaffirmations, 2 million followers). Known for pairing peaceful nature photos with sayings that are amusingly self-critical, encouraging, disillusioned, or all three at once, Tarnowski points to feelings often unacknowledged or hidden, and spotlights them with humor, wit, and empathy. Tarnowski’s willingness to approach depression and failure with humor and pragmatism has won millions of enthusiastic fans who bristle at the culture of relentless toxic positivity. Failure may be an option, but that’s okay. As a bonus, the book’s jacket unfolds into a poster bearing a message especially popular with his fans: “Have a panic attack. You’re earned it.”



 ITunesSpotify Soundcloud
  AmazonYouTube Music   iHEART
Podvine Podcasher  Podcast Addict
Mixcloud  Radio Public.   FM Player
 Odysee Youtube  Opodium
DOENJOYTHE WISDOM

Here’s a recent article about the book: HERE

Dave Tarnowski is the author of about a dozen unfinished novels. He turned to memes when he finally gave up his dreams of being a writer of anything longer than a few sentences. He lives in New York City with his neuroses.


 https://linktr.ee/davetarnowski

Disappointing Affirmations 

https://www.instagram.com/disappointingaffirmations


FIND MORE SHOWS OF ILLUMINATION HERE

Discover the sites we share on linktr.ee/saratroy

BE OUR GUEST AND SHARE THE WISDOM

All of our shows/interviews are done by donation, if you enjoyed this show please support us here with either a one-time donation or subscribe and support, thank you. and please support Our Forgotten Children’s anthology and help to bring this book in to awareness.


C24-48. Monica A Kaufman, Disabled Financing.


Choose Positive Living with Sara Troy and her guest Monica Kaufman, on air from November 26th

Monica is supporting individuals with special needs requires thoughtful planning to ensure their long-term well-being and independence. Families of individuals with special needs can take several key steps to help ensure a stable future, including:

1. Financial Planning: Setting up a special needs trust or utilizing government benefits like Supplemental Security Income (SSI) and Medicaid can protect assets while maintaining eligibility for assistance programs. Families should consult with financial planners experienced in special needs planning to maximize resources.

2. Legal Considerations: Legal tools such as guardianship or power of attorney can ensure that someone trusted makes decisions for the individual if they are unable to do so themselves. It’s crucial to designate legal guardians or advocates and review documents periodically.

3. Educational and Vocational Support: Planning should also include identifying the best educational opportunities and vocational training for the individual, from early intervention to adult services, in order to promote development, independence, and employment.

4. Health Care Needs: Establishing a comprehensive health care plan, including access to specialists and therapies, is essential to address both current and future medical needs.

5. Community Resources: Many communities offer programs and support networks for families and individuals with special needs. Connecting with local support groups, services, and advocacy organizations can provide invaluable resources. Early and ongoing planning ensures that special needs individuals are supported, and their families have peace of mind regarding their future care and well-being.



 ITunesSpotify Soundcloud
  AmazonYouTube Music   iHEART
Podvine Podcasher  Podcast Addict
Mixcloud  Radio Public.   FM Player
 Odysee Youtube  Opodium
DOENJOYTHE WISDOM

In Canada, families of individuals with special needs can access a variety of resources, programs, and financial supports to help plan for the future. Similar to other countries, early and ongoing planning is crucial to ensure individuals with special needs have access to education, healthcare, and financial security. Here are some key elements to consider when planning for individuals with special needs in Canada:

1. Financial Planning and Assistance Canada offers several financial supports for families with special needs. Key programs include: • Disability Tax Credit (DTC): This non-refundable tax credit helps reduce the amount of tax owed for individuals with disabilities. It is available to those with a significant impairment in physical or mental functions. • Registered Disability Savings Plan (RDSP): This is a government-registered savings plan designed to help individuals with disabilities and their families save for the future. Contributions are eligible for grants and bonds from the federal government, making it an effective long-term savings tool for disability-related expenses. • Ontario Disability Support Program (ODSP): Available in Ontario, this program provides financial assistance and employment supports to individuals with disabilities who are unable to work or need extra help finding work. • Other Provincial Programs: Each province offers varying levels of financial support. For example, in British Columbia, the Disability Assistance Program offers monthly payments to individuals with disabilities, while in Quebec, the Programme de soutien aux personnes handicapées helps fund various services.

2. Government Benefits and Social Services • Canada Pension Plan Disability (CPP-D): This program provides monthly benefits to individuals who have contributed to the Canadian Pension Plan and are unable to work due to a disability. It’s available to both the person with the disability and their family members if needed. • Specialized Support Programs: Each province and territory offers a range of services for children and adults with special needs, including educational support, job training, and community-based care. For example, Alberta has programs like the Persons with Developmental Disabilities (PDD) program, which helps provide services and supports to adults with developmental disabilities.

3. Educational and Vocational Support • Inclusive Education: Canada emphasizes inclusive education in public schools, meaning that students with special needs are integrated into the classroom environment as much as possible, with individualized support plans. • Autism Spectrum Disorder Programs: Several provinces, like British Columbia and Ontario, offer specific programs for individuals with Autism Spectrum Disorder (ASD), which focus on early intervention, behavior therapy, and specialized education.

At Harmony Wealth Academy, we’re not just about numbers; we’re about changing lives. With over 20 years of experience, we empower CPAs and Enrolled Agents to transform their clients’ financial futures. Our Behavioral Finance Program goes beyond the basics, teaching mastery over money and the financial system, from fundamentals to legacy planning. It’s your client’s path to financial freedom, guided by science and a passion for progress.

If they feel their goals are just out of reach, they are not alone.

Monica Kaufman is currently the director of Financial Planning at Harmony Asset Management as well as the creator of the Harmony Wealth Academy. She’s worked in Economic Research, Financial Advisory and Management Consulting for over 20 years. She is a CFP. She became involved in Special Needs financial advisory early in her Career while at Merrill Lynch with her deeper understanding because of her (brother in law). She is the mother of two adult sons (one a soldier in the US Army and the other a PhD candidate) and two rescued dogs.

www.HarmonyAM.com

https://harmonywealthacademy.com

MKaufman@Harmonyam.com


FIND MORE SHOWS OF ILLUMINATION HERE

Discover the sites we share on linktr.ee/saratroy

BE OUR GUEST AND SHARE THE WISDOM

All of our shows/interviews are done by donation, if you enjoyed this show please support us here with either a one-time donation or subscribe and support, thank you. and please support Our Forgotten Children’s anthology and help to bring this book in to awareness.