C23-51. Howard Gershman & Primerica Freedom


Choose Positive Living with Sara Troy and her guest Howard Gershman, on air from December 19th

Picture this…

A regular middle-class guy. Good job. Nice family.  He made some money, bought houses, and sent his kids to college.  A life many people would aspire to.

But his finances were a mess.   And he didn’t even know it.  

He relied on people he trusted to give him advice about what he should do with his money.

What he got was insurance that was totally wrong for him.  And instead of making money with investments, he lost thousands.

What’s worse… these guys, who he trusted, who he thought were looking out for him, earned huge commissions. 

That WAS our presenter today, Howard Gershman.

Fortunately, thru Primerica, he discovered the way finances are supposed to work. What he’s supposed to do and not do with his money. He switched everything around, and now he’s in a much better place.

Now with 19 years of experience, Howard shares that knowledge with others and, as a result, has helped:

  1. Over 300 clients all over the country.
  2. Turned 13 clients with massive debts to be on track to have $1,000,000 in retirement accounts
  3. Set up 5 families to send their children to college without huge loans
  4. Focuses on putting in place programs to prevent an unexpected disaster (death) from turning into financial ruin.  

In short, he disrupts the way people think about their finances.

He’s eager to help you and the people you know to do the same.



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As a financial advisor and coach, Howard Gershman teaches, guides, and coaches individuals and families about the fundamental concepts behind “how money works”. Unfortunately, these concepts are not taught in school. Through education and by offering a customized financial strategy, his clients experience the peace of mind they have always longed for, knowing that they are on the correct path to achieving their financial goals and financial independence.  

Howard has broad experience and professional training in all aspects of personal financial management, including family budgeting, income replacement challenges, debt elimination, and early retirement planning.

In addition, he is skilled at problem-solving, organization and planning, writing, and public speaking.

Notable Accomplishments: 

Won BNI givers gain award twice, Cycle to Vermont for Special Olympics, Numerous scouting awards.

Professional Networks: 

Dutchess County Regional Chamber of Commerce (Membership ambassador committee), BNI – Mid Hudson Valley Region (Training Director Consultant)

Other Networks: 

www.primerica.com/hgershman
www.linkedin.com/in/hgershman
https://livemore.net/hgershman

www.facebook.com/howard.gershman

https://www.youtube.com/playlist


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All of our shows/interviews are done by donation, if you enjoyed this show please support us here with either a one-time donation or subscribe and support, thank you. and please support Our Forgotten Children’s anthology and help to bring this book into production.



 C23-51. Carmel Ecker Focus on Happy


Choose Positive Living with Sara Troy and her guest Carmel Ecker, on air from December 19th

What would happen if you decided to simply focus your energy on something that makes you really happy?

Carmel is sharing her answer to that question.

Earlier this year, Carmel Ecker chose to make her favourite thing—mountain biking—the centre of her universe.

And it’s resulted in some opportunities she never imagined would happen.

That may sound a touch magical, but the reality is that this shift was years in the making.

So today we’re going to talk about letting go, welcoming in your deepest desires and accepting the consequences.



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She’s on a mission to help you untether yourself from all the “shoulds” and “can’ts” that have been holding you back. 


Carmel is a single parent, mountain bike coach, life coach, podcaster and writer.

She’s pretty happy with her life, but it wasn’t always this way.

For many years, she made “safe” and practical choices. And she failed spectacularly at living the life she didn’t really want in the first place.

By age 35, she was a divorced single parent working a job that no longer interested her. And she wasn’t spending nearly enough time doing what she loved.
When she finally got tired of hearing her own complaining, she hired a coach and started taking full responsibility for the results in her life. 10 years later, she runs her own coaching business, mountain bikes at least 3 days a week, and has finally found her forever romantic partner, who also mountain bikes, of course.

The more she’s allowed herself to focus on her passion for mountain biking the happier she’s been and the easier life has become.


Mission 262 is out now, buy here on AMAZON

Purchase Now (Canada) 

Purchase Now (USA) 

Purchase Now (Australia)


Your Free Giveaway:

Find Carmel’s last show with Sara here

https://youroneamazinglife.com

https://linktr.ee/carmelecker

carmel@youroneamazinglife.com

https://facebook.com/youroneamazinglife

https://linkedin.com/in/carmelecker


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All of our shows/interviews are done by donation, if you enjoyed this show please support us here with either a one-time donation or subscribe and support, thank you. and please support Our Forgotten Children’s anthology and help to bring this book into production.


C23-48. Misty Laboy, Self Love Mentor


Choose Positive Living with Sara Troy and her guest Misty Laboy, on air from November 28th


Join a discussion on such profound and multifaceted topics like self-love & self-acceptance, radical honesty, spiritual journeys, plant medicine, living your truth, open marriage, ethical non-monogamy, self-confidence, and body image, offers a rich ground for exploration and learning. Here are some insights and questions that could contribute to the conversation: Here are some insights and questions that could contribute to the conversation:

  1. Self-Love & Self-Acceptance: These are foundational for personal growth and happiness. Discussing how to cultivate self-love in a world that often promotes unrealistic standards can be enlightening. How do different cultures and societies view and encourage self-love?
  2. Radical Honesty: This concept involves being truthful to oneself and others, including in uncomfortable situations. How does practicing radical honesty impact personal relationships and self-perception? Are there limits to how and when it should be applied?
  3. Spiritual Journey: Spirituality can take many forms and doesn’t necessarily have to be tied to religion. What are various ways people embark on spiritual journeys? How do these journeys impact their worldview and inner peace?
  4. Plant Medicine: Discussing the use of plants for healing, both physically and mentally, opens up a conversation about traditional and alternative medicine practices. How have different cultures utilized plant medicine, and what is its role in modern healthcare?
  5. Living Your Truth: This can mean different things to different people. What does it mean to live authentically in today’s world, and how does one balance personal truths with societal expectations?
  6. Open Marriage and Ethical Non-Monogamy: These are important topics in the context of modern relationships. How do couples navigate these waters while maintaining trust and respect for each other? What are the misconceptions and challenges?
  7. Self-Confidence & Body Image: In a world bombarded with images of ‘ideal’ bodies and lifestyles, fostering self-confidence and a healthy body image is crucial. How do media and culture influence our perceptions of ourselves, and what can be done to promote a healthier view?

Each of these topics is a deep well of discussion in itself, and together, they weave a complex tapestry of human experience and psychology. The key in such a discussion is to maintain openness, respect, and a willingness to understand diverse perspectives.



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I’m Misty Laboy, a Master Makeup Artist, Weight Loss Advisor, and Self-Love Mentor. My journey began as an art student selling Cosmetics to put myself through college and support my family. Along the way, I discovered my passion for helping women transform inside and out. Despite achieving success in my career, I struggled with my weight until I found that diets don’t work, but lifestyle changes do. This realization led me to the top 2% of my company and a mission to help others shed pounds and gain confidence. However, my own journey toward self-love was the most profound transformation of all. In 2020, I hit a low point and embarked on a spiritual self-love journey, healing addiction and finding inner fulfillment. Now, I empower women to discover their worth beyond appearances, as I did. Join me in embracing self-love and manifesting a life that exceeds your wildest dreams!

https://www.instagram.com/misty_laboy

https://www.facebook.com/beauty4unme2

Www.mistylaboy.com


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All of our shows/interviews are done by donation, if you enjoyed this show please support us here with either a one-time donation or subscribe and support, thank you. and please support Our Forgotten Children’s anthology and help to bring this book into production.



C23-45. Jackie Heller, MD, Our Inner Saboteur.


Choose Positive Living with Sara Troy and her guest Jackie Heller MD, on air from November 7th

The Big Idea: Deeply hidden fears, hurts, and longings may lead to symptoms and eventually maladaptive behaviors. Such unhealed wounds may become acute or chronic triggers if our defenses against the reservoir of pain are failing. They can be triggered by a person, object, smell, sound, dream, illness, or more. Our buried memories and emotions surface in ways that may sabotage us.  

The So-What: Knowing our emotions and the shifts in the here and now is crucial since our feelings are rooted in past events that may have no obvious context today, yet control our attitudes and behaviors in ways we don’t understand. An effective way to confront our inner life, including an inner saboteur, is to get in touch with shifts in our body that can help us label our emotions and interpret and understand our feelings. Mindful self-reflection enables us to become aware of buried events from our past. Such reflection is a two-part process of focused self-exploration that involves going inward and upward — identifying our physical sensations and labeling our emotions, and then thinking about what they mean. It involves introspectating, combining introspective (looking inward) with spectate (looking on as a spectator).  



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Key Messages: Heller reveals the mental pursuit needed to understand negative behavior patterns, and addresses:  

·  Why it’s necessary to improve our connection to our unconscious mind in order to have fulfilling adult relationships 

·  How our minds bury events from our past, and why we must pay attention to emotional triggers and physical sensations 

·  What healthy and unhealthy attachment styles look like and how we develop them 

·  Why we should be concerned about the dangers of disconnection that come with our reliance on social media 

·  How to use self-reflection and mindful meditation to better understand uncomfortable thoughts and feelings   

The Source: Jackie Heller, MD, a psychoanalyst, is board certified in psychiatry and neurology. Her professional experience as a practicing clinician has allowed her extensive insight into the vast range of human experiences. Her new book, Yesterday Never Sleeps (Greenleaf Book Group Press, August 1, 2023), delves into her personal experience with family trauma and helping others work through their own. Learn more at jackieheller.com 

 Jackie Heller, MD, a psychoanalyst, is board certified in psychiatry and neurology. Her professional experience as a practicing clinician has allowed her extensive insight into the vast range of human experiences.

Her new book, Yesterday Never Sleeps (Greenleaf Book Group Press, August 1, 2023), delves into her personal experience with family trauma and helping others work through their own.


Jackieheller.com

drjackieheller@gmail.com

https://www.facebook.com/jackie.med.9.


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QS23-44. Megan Mary, Women’s Dream Analysis


Quantum Spirituality with Sara Troy and her guest Megan Mary on air from October 31st

My name is Megan Mary. I am a Dream analyst, intuitive, introvert, mystic, writer and founder of Women’s Dream Analysis. I work with clients all over the world offering dream interpretation, women’s empowerment, transformative journeys and spiritual awakening guidance.

I am passionate about helping other women connect with the inner guidance and wisdom in their own dreams in a safe and compassionate space. I believe the symbolic imagery in our dreams is a key, once unlocked we can tap into our own innate transformative power, evolve our consciousness and ultimately discover our life purpose.



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Megan Mary is a dreamworker that specializes in the analysis of women’s dreams to promote transformative personal growth and enlightenment. Founder of Women’s Dream Analysis and the Women’s Dream Enlightenment podcast, she is an intuitive, introvert, mystic and writer. After being diagnosed with three chronic illnesses, she experienced a spiritual awakening. She now works with women all over the world offering dream interpretation, transformative journeys and enlightened guidance. She lives in Idaho with her rockstar drummer husband and two cats.

I have spent my career creating meaningful change through digital publishing and marketing. However, after being diagnosed with three different chronic illnesses, including autoimmune, I began reevaluating my life purpose and started to return to the higher guidance hidden in my dreams. I hold a Master of Arts and Bachelor of Arts degree in English and have studied psychology, theory, astronomy, religion and philosophy at the collegiate level. I am a member of the International Association for the Study of Dreams and currently am part of their Dream Study Group and Foundation Series (2023-2024). I also have been featured as an expert source in Parade Magazine and Very Well Mind.

I created and host a podcast called Women’s Dream Enlightenment, a podcast for women, which features deep discussions, dream interpretation and spiritual stories of awakening.

Feel free to enroll here:

 https://realm.womensdreamanalysis.com/offers/LGbFjBTV?coupon_code=BETA60

 www.womensdreamanalysis.com 

Women’s Dream Enlightenment Podcast
Follow me on Pintrest
Subscribe to my Channel on YouTube

https://www.linkedin.com/in/meganmaryi

alignable.com/post-falls-id/womens-dream-analysis

https://twitter.com/MeganMaryAuthor

 megan@womensdreamanalysis.com 

https://womensdreamanalysis.com/womens-online-dream-courses


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BE OUR GUEST AND SHARE THE WISDOM

All of our shows/interviews are done by donation, if you enjoyed this show please support us here with either a one-time donation or subscribe and support, thank you. and please support Our Forgotten Children’s anthology and help to bring this book into production.