C23-51. Howard Gershman & Primerica Freedom


Choose Positive Living with Sara Troy and her guest Howard Gershman, on air from December 19th

Picture this…

A regular middle-class guy. Good job. Nice family.  He made some money, bought houses, and sent his kids to college.  A life many people would aspire to.

But his finances were a mess.   And he didn’t even know it.  

He relied on people he trusted to give him advice about what he should do with his money.

What he got was insurance that was totally wrong for him.  And instead of making money with investments, he lost thousands.

What’s worse… these guys, who he trusted, who he thought were looking out for him, earned huge commissions. 

That WAS our presenter today, Howard Gershman.

Fortunately, thru Primerica, he discovered the way finances are supposed to work. What he’s supposed to do and not do with his money. He switched everything around, and now he’s in a much better place.

Now with 19 years of experience, Howard shares that knowledge with others and, as a result, has helped:

  1. Over 300 clients all over the country.
  2. Turned 13 clients with massive debts to be on track to have $1,000,000 in retirement accounts
  3. Set up 5 families to send their children to college without huge loans
  4. Focuses on putting in place programs to prevent an unexpected disaster (death) from turning into financial ruin.  

In short, he disrupts the way people think about their finances.

He’s eager to help you and the people you know to do the same.



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As a financial advisor and coach, Howard Gershman teaches, guides, and coaches individuals and families about the fundamental concepts behind “how money works”. Unfortunately, these concepts are not taught in school. Through education and by offering a customized financial strategy, his clients experience the peace of mind they have always longed for, knowing that they are on the correct path to achieving their financial goals and financial independence.  

Howard has broad experience and professional training in all aspects of personal financial management, including family budgeting, income replacement challenges, debt elimination, and early retirement planning.

In addition, he is skilled at problem-solving, organization and planning, writing, and public speaking.

Notable Accomplishments: 

Won BNI givers gain award twice, Cycle to Vermont for Special Olympics, Numerous scouting awards.

Professional Networks: 

Dutchess County Regional Chamber of Commerce (Membership ambassador committee), BNI – Mid Hudson Valley Region (Training Director Consultant)

Other Networks: 

www.primerica.com/hgershman
www.linkedin.com/in/hgershman
https://livemore.net/hgershman

www.facebook.com/howard.gershman

https://www.youtube.com/playlist


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All of our shows/interviews are done by donation, if you enjoyed this show please support us here with either a one-time donation or subscribe and support, thank you. and please support Our Forgotten Children’s anthology and help to bring this book into production.



 C23-51. Carmel Ecker Focus on Happy


Choose Positive Living with Sara Troy and her guest Carmel Ecker, on air from December 19th

What would happen if you decided to simply focus your energy on something that makes you really happy?

Carmel is sharing her answer to that question.

Earlier this year, Carmel Ecker chose to make her favourite thing—mountain biking—the centre of her universe.

And it’s resulted in some opportunities she never imagined would happen.

That may sound a touch magical, but the reality is that this shift was years in the making.

So today we’re going to talk about letting go, welcoming in your deepest desires and accepting the consequences.



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DOENJOYTHE WISDOM


She’s on a mission to help you untether yourself from all the “shoulds” and “can’ts” that have been holding you back. 


Carmel is a single parent, mountain bike coach, life coach, podcaster and writer.

She’s pretty happy with her life, but it wasn’t always this way.

For many years, she made “safe” and practical choices. And she failed spectacularly at living the life she didn’t really want in the first place.

By age 35, she was a divorced single parent working a job that no longer interested her. And she wasn’t spending nearly enough time doing what she loved.
When she finally got tired of hearing her own complaining, she hired a coach and started taking full responsibility for the results in her life. 10 years later, she runs her own coaching business, mountain bikes at least 3 days a week, and has finally found her forever romantic partner, who also mountain bikes, of course.

The more she’s allowed herself to focus on her passion for mountain biking the happier she’s been and the easier life has become.


Mission 262 is out now, buy here on AMAZON

Purchase Now (Canada) 

Purchase Now (USA) 

Purchase Now (Australia)


Your Free Giveaway:

Find Carmel’s last show with Sara here

https://youroneamazinglife.com

https://linktr.ee/carmelecker

carmel@youroneamazinglife.com

https://facebook.com/youroneamazinglife

https://linkedin.com/in/carmelecker


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Find us on these sites too.  linktr.ee/saratroy

BE OUR GUEST AND SHARE THE WISDOM

All of our shows/interviews are done by donation, if you enjoyed this show please support us here with either a one-time donation or subscribe and support, thank you. and please support Our Forgotten Children’s anthology and help to bring this book into production.


C23-32. Faye Waterman, The Conversation Curator.


Choose Positive Living with Sara Troy and her guest Faye Waterman, on air from August 8th

Faye Waterman is a master of unlocking the hidden magic and brilliance within business owners through the art of conversation. With her exceptional listening skills and empathetic nature, Faye creates a safe and nurturing space for entrepreneurs to express their dreams, fears, and aspirations.
During their interactions, Faye skillfully asks thought-provoking questions, helping business owners identify their unique superpowers and untapped potential. She encourages them to reflect on their past achievements and challenges, gaining valuable insights into their abilities.
Through engaging conversations, Faye instills confidence in these entrepreneurs, empowering them to acknowledge their brilliance, wisdom and expertise. She inspires them to embrace their uniqueness, allowing their authentic selves to shine through.
As the conversations progress, Faye guides business owners to understand what makes them who they are. Faye’s gift lies in her ability to ignite the spark within these individuals, empowering them to create meaningful impact and shine their brilliance brightly on the outside and out into the world.



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Faye Waterman is the Conversation Curator, empowering business owners to communicate confidently about themselves and their ventures. With her empathetic style, she captures each individual’s essence and journey, enabling them to convey authentic values and messages in their marketing media.

Faye’s programs provide video and audio footage, empowering clients to stand out and establish credibility and meaningful connections with their audience. Her expertise helps entrepreneurs shine brightly, making a lasting impact in their industries. With Faye’s guidance, they embrace their uniqueness, creating a compelling narrative that resonates and elevates their brand.

My Free Giveaway:
30-minute conversation with Faye https://calendly.com/fayedw28beinvincilbeonvideo

A Conversation with Faye Line-On-Air Radio Show, 2 hours where the guest gets to share their story – listen in on a show Mondays from 2 – 4 pm AEST the link to program guide to live stream the show https://www.southernfm.com.au/program-guide

www.fayewaterman.com.au

*faye@fayewaterman.com.au
facebook.com/faye.waterman.5
linkedin.com/in/fayewaterman
instagram.com/theconversationcurator
twitter.com/FayePodcaster
tiktok.com/@fayewaterman7?lang=en
https://www.youtube.com/channelQ


FIND ALL OUR INSPIRING SHOWS HERE

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All of our shows/interviews are done by donation, if you enjoyed this show please support us here with either a one-time donation or subscribe and support.




C21-26 Ashley Michelle, Escaping a Murderer.

Choose Positive Living with Sara Troy and her guest Ashly Michelle, on air from June 29th

My name is Ashley Michelle and have gone through things that I wouldn’t want anyone else to go through, including being assaulted and not only being a witness to a murder scene where my ex-boyfriend had just killed someone I knew of, but he locked the door behind me and told me I was next. Thankfully I escaped, but, from that moment, my life has been filled with PTSD, depression, and anxiety. Instead of this taking over my life, I chose to talk about what happened to me, but more importantly, about my healing process so I can inspire people to change their lives after going through their own tough times.I want someone to look at me and say, because of you, I didn’t give up!

https://soundcloud.com/plv-radio/c21-26-ashley-michelle-escaping-a-murderer

We are on 12 audio and 2 video platforms as seen here.

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   Youtube   Osysee

https://ashleyinspires.com

https://www.facebook.com/ashley.strength2727

Instagram- finding strength through tragedy 

Facebook – finding strength through tragedy group

YouTube channel as well Ashley Michelle

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All of our shows/interviews are done by donation, if you enjoyed this show please support us here.

C21-18 Dawna Campbell, Returning to Happiness.

Choose positive living with Sara Troy and her guest Dawna Campbell, on air from May 4th

Social conditioning would have us believe that money is happiness.   The problem is money is outside of us, without feeling.   When we return to our own happiness, we have an awareness and an awakening that brings us back to a natural state of being.  We only seek what is outside of us when we feel a lack inside. 

Dawna Campbell has helped people around the world live the life they desire and deserve.

She is a #1 International Best-Selling Author, “Financially Fit, Living the Secrets to an Abundant and Prosperous Life.

She has been a Financial Advisor and Managing Principal of an Investment Firm.

She now mentors and Empowers Heart-Centered Business Owners and entrepreneurs like you to Realign your Inner Balance to Gain Infinite Prosperity

With over 25 years of experience, she has shared the stage with notables such as Lisa Nichols, Dr. Joe Vitale, Sharon Lechter, and Kevin Harrington.  She has been featured on Fox News, NBC, The Los Angeles Tribune, Yahoo Finance and Roku TV.

https://soundcloud.com/plv-radio/c21-18-dawna-campbell-returning-to-happiness

She is here today to share the hidden universal secrets from natural healers all around the world that earned her the title of “The Mind Whisperer” for creating instantaneous results for you to step into your power and gain infinite happiness and prosperity. 

Free Gift:  5 secrets to becoming financially fit 

https://financiallyfitbook.com/free-gift

dawnacampbell.com

dawna@dawnacampbell.com

facebook.com/dawnacampbell

twitter.com/healingheartinc

linkedin.com/in/dawnacampbell

.instagram.com/healingheartinc

youtube.com/dawnacampbell

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