PVR.22-01 Joy, Mark & Deborah on Aging Preparedness.

Positive Living Vibration with Sara Troy and her guests, Joy Loverde, Mark Singer, and Deborah Drummond, on-air from January 4th/22

Aging can catch up with us and when it does are we ready for it? We are going to speak today on how to prepare for our mature years in mind, body, heart, soul, and financially, for if we don’t, age will eat us up alive before we are ready. We do not have to rush to old age but instead mature safely, wisely, and vibrantly by knowing how to prepare for those mature years.

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Joy Loverde says.

If you are living solo, you are not alone in this trend. One in three baby boomers falls into the category of separated, divorced, widowed, or never married. As the numbers continue to escalate, millions of people over the age of sixty-five will require greater assistance because they are aging alone with no known family member or surrogate to act on their behalf.

Committed couples, you aren’t out of the woods, either. If one partner suffers from a chronic illness, the other partner typically represents the first line of defense. However, when both need care simultaneously, all bets are off. As people make their way from adulthood through elderhood, the unmarried category will grow as individuals continue to experience divorce and widowhood.

Nor is being a parent a guarantee that adult children will care for you as you age. Children may choose to move away from parents (even a half-world away) to pursue dreams of their own, and they are also known to return home with little to no resources. HOW PREPARED ARE YOU FOR YOUR MATURE YEARS?

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Mark Singer says

If you are planning for a long, healthy retirement, then you must take into consideration more than just the money.  You must consider some of the non-financial items if you are to pursue a rewarding and fulfilling retirement:

What are you going to do the rest of your life – How will you fill the time – How will you replace the identity you forged during your working years – How will you stay connected to others – What conversations are you having with your spouse to define your respective roles –  What will enrich your life?

These are just some of the questions you need to be addressing. 

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Deborah Drummond says,

We speak to the importance of our whole health mind, body, inside and out, and that we can do anything at any age if we take of ourselves and invest in our well beingness.

Well, when it comes to age reversal of the body, skin, Brain, or any organs the way we can get prepared is to be as preventative as we can by using techniques, health science, proper information, and nature. For obvious reasons the sooner we play in the arena of prevention the healthier and younger our bodies will be and therefore respond from an ongoing place of vibrancy. It’s like the sooner we start saving for our retirement the more we will have in the bank, the same principle aligns for your body. The sooner the better but the glorious thing about the body is its incredible ability to be forgiving of how we treated it and the allowance of its determination to heal, repair, and get to work on getting healthy no matter when your start. 

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C21-20 MARK SINGER, CFP® — YOUR RETIREMENT GUIDER


Choose Positive Living with Sara Troy and her guest Mark Singer, on air from May 18th

Mark Singer. Mark is the president of Safe Harbor Retirement Planning. He talks about how to identify risks, overcome fears before you enter the next stage of life, and what to do in a market like the one now recovering from a pandemic. He can isolate ways to protect your money and offer the future retirement of your dreams! Mark’s 4th book “Don’t Outlive your Money in Retirement 7 Key Steps” was just released!

As president of Safe Harbor Retirement Planning*, Mark has served as a relentless retirement guide to thousands of individuals since 1986. The secret to his longevity has been asking the questions other advisors simply don’t ask; it allows him to make the best decisions for each
client’s unique situation and ensures retirement success.
Mark is a former radio talk show host, is an author, and has become the go-to financial educator in the media. His most recent book Don’t Outlive Your Money in Retirement! 7 Key Steps, unveils the step-by-step process used to help maximize the retirement journey.
Mark has been featured in the Wall Street Journal, ABC news.com, FOXNews.com, and Bloomberg Radio, as well as locally (Boston) on NECN and WRKO. He is also a multi-year recipient of Boston Magazine’s 5 Star Wealth Manager Award.



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  • Securities and advisory services offered through Commonweal

I’ve been working with individuals just like you and their families for over 30 years. As president of Safe Harbor Retirement Planning, I’ve served as a relentless retirement guide to thousands of individuals since 1986. And I believe the secret to my longevity has been asking the questions other advisors simply don’t ask; it’s what allows me to make the best decisions for each client’s unique situation and help to assure them that their dreams are in capable hands.

You can find me advocating for retirement success as a go-to financial educator in the media, a former radio talk show host, and as an author. My most recent book Don’t Outlive Your Money in Retirement! 7 Key Steps, unveiled the very step-by-step process I use with clients to help maximize their retirement journey, and has been refined over the past three decades.


I’ve been featured in the Wall Street Journal, ABC news.com, FOXNews.com, and Bloomberg radio, as well as locally (Boston) on NECN and WRKO. I’m also a multi-year recipient of Boston Magazine’s 5 Star Wealth Manager award*.

Based on 10 objective eligibility and evaluation criteria, including a minimum of 5 years as an active credentialed financial professional, favorable regulatory and complaint history, accepts new clients, client retention rates, client assets administered, education, and professional designations. 3,542 Boston wealth managers were considered for the award; 801 (23 percent of candidates) were named 2015 Five Star Wealth Managers. (The criteria provided reflects the most recent year for which the advisor received the award. The criteria used, the number of wealth managers considered for the award, and the percentage of those who receive the award may vary from year to year). These awards are not indicative of the wealth manager’s future performance. Your experiences may vary.

For more information, please visit www.fivestarprofessional.com

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Securities and advisory services are offered through Commonwealth Financial Network, Member FINRA/SIPC, a Registered Investment Adviser. Fixed insurance products and services offered by Safe Harbor Retirement Planning are separate and unrelated to Commonwealth.